Privacy Policy
Regan Assurance, a Limited Liability Company doing business as "Right Path to 65" ("Right Path to 65," "we," "us," or "our"), is a licensed insurance agency located in Conroe, Texas. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website, contact us, or use our services. By using our website or providing your information, you agree to the practices described in this Privacy Policy.
1. Information We Collect
We may collect the following types of information:
- Information you provide directly: name, ZIP code, email address, phone number, and any details you share when you request a call, complete a form, or communicate with us.
- Eligibility and insurance information: information relevant to your Medicare options, such as age range or current coverage, when you choose to provide it.
- Automatically collected information: IP address, browser type, device information, pages visited, and consent timestamps, collected through cookies and similar technologies.
2. How We Use Your Information
We use your information to:
- Respond to your inquiries and schedule calls with a licensed insurance agent;
- Compare and present Medicare plan options that we offer in your area;
- Send appointment confirmations, reminders, and service-related communications;
- Send marketing or promotional communications where you have provided consent;
- Comply with legal, regulatory, and insurance-licensing obligations; and
- Maintain records of consent for compliance purposes.
3. SMS / Text Messaging Privacy
If you opt in to receive text messages from Right Path to 65 (a DBA of Regan Assurance), the following applies to your mobile information:
Mobile information and consent records (including phone numbers and SMS opt-in data) will not be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors and service providers in support of our Services (such as CRM, calendar, messaging, or compliance providers) is permitted only for the purpose of delivering those Services to you.
Message frequency varies based on your interactions with us. Message and data rates may apply. You can opt out of text messages at any time by replying STOP, and you can request help by replying HELP. Consent to receive text messages is not a condition of purchasing any product or service. For full details about our text messaging program, see Section 9 below.
4. How We Share Information
We do not sell your personal information. We may share your information only as follows:
- Service providers: with vendors who help us operate (for example, CRM, scheduling, hosting, messaging, and compliance providers), limited to what is needed to provide those services to you;
- Insurance carriers: where you choose to apply for or enroll in a plan, to facilitate your enrollment;
- Legal and regulatory: when required by law, regulation, subpoena, or to protect our rights, safety, or the safety of others.
As stated above, mobile opt-in data is never shared with third parties or affiliates for their own marketing or promotional purposes.
5. Cookies and Tracking
Our website may use cookies and similar technologies to improve functionality, analyze traffic, and measure marketing performance. You can manage cookies through your browser settings. Disabling cookies may affect certain features of the website.
6. Data Security
We use reasonable administrative, technical, and physical safeguards designed to protect your information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
7. Your Choices and Rights
- You may opt out of marketing emails by using the unsubscribe link in any email.
- You may opt out of text messages at any time by replying STOP.
- You may request access to, correction of, or deletion of your personal information, subject to legal and recordkeeping requirements.
- Depending on your state of residence, you may have additional privacy rights.
To exercise any of these rights, contact us using the information in Section 11.
8. Children's Privacy
Our services are intended for individuals who are at least 18 years of age. We do not knowingly collect personal information from children.
9. Text Messaging Program Terms
By providing your phone number and opting in, you consent to receive text messages from Right Path to 65, a DBA of Regan Assurance, regarding plan options, quotes, enrollment periods, plan reviews, appointment scheduling, confirmations, reminders, and related communications. Messages may be sent using an automated system. Message frequency varies. Message and data rates may apply.
- Opt out: Reply STOP to any message to stop receiving texts.
- Help: Reply HELP for assistance, or contact us using the details below.
- Carriers: Carriers are not liable for delayed or undelivered messages.
Mobile information and consent records (including phone numbers and SMS opt-in data) will not be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors and service providers in support of our Services (such as CRM, calendar, messaging, or compliance providers) is permitted only for the purpose of delivering those Services to you.
10. Changes to This Policy
We may update this Privacy Policy from time to time. The "Last updated" date at the top reflects the most recent revision. Your continued use of our website or services after changes are posted constitutes acceptance of the updated policy.
11. Contact Us
Right Path to 65 (a DBA of Regan Assurance)
709 N Thompson St, Conroe, TX 77301
Phone: +1 (281) 872-6206
Email: [email protected]